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by BoorishBears
2365 days ago
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I mean to take sides with this comment... but I needed a second read tell if that was satire. Since your credit score decides where you can get housing, how much you pay for things like phone access, can affect which jobs you can get, has been shown to affect personal relationships (https://www.brookings.edu/research/credit-scores-and-committ...) And some of the most dystopian examples in China's system apply to ours. Like if you get a ticket jaywalking and don't pay, the ticket can go to collections, and your score will go down if it does. Not saying they're the same, but there are way too many parallels to ignore. |
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However, I think the real difference with most of these is that they're not (as far as I know) state-controlled in the U.S. even if they end up with the same result in some cases. It may seem small because the outcome may be the same but I think it's a very important distinction - I don't love the Equifax and Experian and whoever gives me a credit score but the government should be an impartial adjudicator if there's a conflict between myself and these people about the score - what makes me nervous is when the government has no culpability and not only sets the rules but also enforces them with no recourse. Not to say I don't think that this happens in the U.S., it does all the time, but it's a whole different level compared to China or non-Democratic societies.