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by Rondom 2367 days ago
5000 USD seems high to me as well for a student and you don't know what his girlfiend does. It does not really matter how high that amount as long it can cover unexpected expenses.

When I was a student, I made sure I always had at least 1000 EUR on my account, basically treating the 1000 as 0. I cannot remember ever running into debt this way.