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by withdavidli
2370 days ago
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Having dealt with chargebacks as a merchant and user, my experience is that credit card companies will either issue the money back immediately unless disputed by the merchant, and upon dispute it's up to the user to provide proof of why the chargeback is warranted. And it looks like proof is easily gotten with all the promises cited in the article. As a user, issuing a chargeback was a last resort if merchant was giving me the run around. Haven't issued a chargeback on a purchase years old, but have done so on one from a travel/airline site about 3-6 months old. |
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