[lhorie]

Depends on who you're living with. When I first moved to SF, living in a dorm downtown w/ shared bathrooms/kitchen among some ~50 people, I was paying $1.8k/mo. Then my wife and kids joined me, and we moved to a "proper" place in outer richmond. The cost for 2 bed + 1 kid in preschool went to 6.5k/mo. If you're single, you're probably looking in the range of 3.6 - 4.5k for a 2 bed rent, or half of that if you can get a roommate. Transit runs you about $80-100/mo. So if you're young and cheap, there's a lot of opportunity to build up a bank.

On the other hand, If you are married w/ toddlers and your spouse is on a non-work visa, you're gonna have some tougher luck w/ COL.