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by danans 2375 days ago
It's a poorly worded question for sure. It really should have been broken into multiple parts:

Q: Yes or No: Do you have the money on hand to pay for a $400 emergency expense in totality without the need to borrow money or sell something to cover it.

If yes, would you pay with

- debit/cash/check

- a credit card that you will pay off at the next bill.

If no, which of the folowing methods will you use to pay?

- long term credit card debt

- ask a family member

etc ...