lol. You are from SoCal or Europe, right? Sorry, not trying to be an asshole. Those are (almost) the only two places where people on hackernews have more than 1.5 internet choices.
New Zealander here. The hopeless state owned telecom was sold off then forced to break up (into a line provider and a separate phone/ISP company). It has taken a very long time to come right, but NZ is now a great place to get internet and many good options are available from a range of companies.
Gigabit fibre is here for a huge portion of residential customers. Connections of 2 and 4 gigabit are scheduled for early next year.
I just tested a wall plate I mounted and am getting 920Mbps, for about US$80.
SF is finally starting to get competitive between gigabit options from Sonic, MonkeyBrains and WebPass. There's also of course Comcast, AT&T and Verizon.
Midwest US..., with locations in several states (and internationally)
While I only have 2 choices for my home, getting Business Fiber runs has been no problems, normally at least 3 companies if not more will provide them. Of the 5 companies that will provide us fiber at main office, only 2 of them also offer Residential Services (ATT and Comcast), the others are B2B only companies, and offer services at a faction of what ATT provides business services for, but considerably more than a Residential line, which is why there are only 2 choices for a home, there is not much money there
Austin, TX. Known for being tech hub. I have two choices. Spectrum or AT&T. Both overpriced with mediocre but acceptable service. Known that we have it better than most of the USA. Your situation is an outlier and not the norm.
My wife and I mostly work at home and our kids are avid gamers so loss of internet access causes havoc, especially for the IT guy (me). I solved most of my problems by just getting the fastest service from Spectrum and a medium speed backup from AT&T.