[losvedir]

> This is part of the lottery. You were very fortunate to have been raised such that you are familiar with the ways in which money can work for you. Being born into a situation where this isn't the case is already a huge detriment, not to speak of actual hardships once you're on your way.

Well, sure, but that's exactly the point of this post: that it's about education and knowing what to do. I agree! I was lucky to have learned when I was young, and lots of those 78% are people who just don't know how to budget and save.

I was responding to a comment that I understood meant people couldn't save due to the economy and such that it's impossible to accumulate savings. No! It's an education issue.

[sharkmerry]

The lottery is in everything. The fact that you were able to save money at 28k/year income. The fact that you were able to go to MIT. Education helps, but its not the entire influence and there is luck in education...