[andmarios]

Allow me to explain better.

The 30% comes before any tax. Also it does not include payments for taxes, rent and other things.

So, let's say I make €40K/year. My tax will be about €11K. Further taxes, such as owning some property, owning a car, can add €1-3K more. My rent may be €7K.

So now, I have already spent ~€20K but this does not count towards this limit. I still have to spent €12K on various things (food, services, goods, which come with 24% VAT in Greece) or I get an additional 22% tax.

It's madness!

[docdeek]

The article explicitly includes rent: "Greeks can use debit cards, credit cards, bank transfers and ecommerce for the electronic transactions, which includes rent."

[mnw21cam]

The article says that payments for rent do count towards the limit. Can you re-confirm?

[andmarios]

I can. Rent does not count towards spending but it counts towards... earning.

So, if you own a house and rent it to others, the rent is part of your income. If you rent a house to leave in, the rent is not part of your spent amount.

There is a special clause, that if you spent more than 60% towards tax, rent and loan payments, then you only have to spent 20% of your income on services, goods, etc.