[walshemj]

You can not just count 401k which has stingy limits, I bet that are more than 650k with >1$m if you count other assets as well as the 401k

(excluding your home)

[take_a_breath]

We can assume that the 650k people with $1 million in just their IRAs also have significant other assets. I’m not really sure what you are arguing here.