[NoInputSignal]

> I don’t think human “financial advisors” are going to be able to outperform these sorts of funds.

I think this is moot, because human financial advisors are not trying to beat anything, they are trying to spend your money. Read "Where Are the Customer's Yachts?" By Fred Shwed

Also Jack Bogle used to talk about the S&P 500 would be most people trading individual stocks (sorry I need to dig up the source for this).

Point being: you may not need fancy algorithms to outperform humans at the market, if your goal is only to outperform most humans. You may need something fancy to outperform all humans.