[toasterlovin]

Something is not adding up here. Health insurance in the US has annual out of pocket maximums that would have limited his total payments for the incident and all subsequent care to something like $15k/year for his entire family.

[bobbytherobot]

Only if they approve it and assuming the doctor takes your insurance. They may not approve it because you are out of network, they deem it not medically required or a drug that they will not pay for because there is a generic.