[aaronbwebber]

That's just the NICU expenses. If your baby needed any procedures (e.g. MRIs), that would likely be in addition to that. Both my kids spent ~3 weeks in NICU, bill for everything (entirely covered by insurance except for $100 co-pay!) was ~$90K for one and ~125K for the other IIRC, but a substantial fraction of those were related to the long and complicated deliveries. I think about half of those bills was the NICU and half was delivery/other procedures.