The main difference customers are seeing due to PSD2 is revised 2FA for online banking apps, which for the most part is good because the new measures arguably are more secure.
However, in terms of data access they create another obstacle because while previously you could at least do screen scraping for automatically retrieving data that option is no longer available either because a human being has to interact with the bank-issued 2FA device / mobile app.
However, in terms of data access they create another obstacle because while previously you could at least do screen scraping for automatically retrieving data that option is no longer available either because a human being has to interact with the bank-issued 2FA device / mobile app.
The bank I use actually provides an API now: https://developer.commerzbank.com/en
I'll have to delve further into the documentation to see if it suits my needs.
Thanks for pointing that out. Maybe, there's hope yet after all :-)