[TomMarius]

> Never seen an ATM with opening hours, other than ones located inside shopping malls where the entire mall completely closes during the nights.

Yeah. In Czechia we can use the card to open the enclosed area and use the ATM.

> I never had an ATM refuse my card, tho. The worst was some steep fees (see below).

I have never seen a Czech ATM that can't handle literally any card from planet Earth, meanwhile the first German ATM I saw has been MasterCard only. And then the second and the third one as well, I was not amused.

[rndgermandude]

I have never seen an ATM in Germany that couldn't handle at least Visa and Mastercard, on top of Maestro and normal giro withdrawals.