[Semaphor]

> Never seen an ATM with opening hours, other than ones located inside shopping malls where the entire mall completely closes during the nights.

True for pure ATMs, but here (Lübeck, SH) all the ATMs (besides those fee scalping machines) are inside the bank areas, and they all close between 22 and 23 until the next morning. And when you find one that is open, good luck at getting smaller bills.

[rndgermandude]

huh? Every branch of my banks have card readers at the entrance that allow me to enter the area in the front with the ATMs and self-service machines 24/7. Every other bank I know has the same thing. Has been that way since at least 2 decades.

[TomMarius]

I've seen that during my roadtrip circle around Germany in Frankfurt, Koln, Hamburg and cities like that, but not in other parts of the country, especially not rural.

[Semaphor]

You need to be a customer of that specific bank. And if you are a Deutsche Bank customer, they don’t have that card reader here at all.