[dwarndt]

Build your own product. Start your own company. Take it public or sell it. That's really the only way to make significantly more dough than you already are. It carries risk - but at your age, with the money you've been earning, you should be able to weather a storm or two. Good luck!

[dwarndt]

PS: Just saw you do not want to "start your own company". Building product and selling it doesn't necessarily require starting a "company' per se (in the traditional sense). If you're a creative software developer, and you're young, taking some risk to create a product will motivate you - and can end up making a lot of $dough$-re-mi. ;-)