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by whyhow 2400 days ago
I think you actually have things backwards. Charles Schwab cut their trading fees before Ameritrade did and this move to $0 trading fees affected CS less than Ameritrade because CS makes more money from other sources.

An interesting article about it: https://www.bloomberg.com/opinion/articles/2019-11-21/schwab...

1 comments

I think most brokerages make the bulk of their money on interest for margin trades and management fees. I read about Fidelity's new 0% ER funds (e.g. FZROX), and it's a loss leader for their larger margin business.

Schwab has a good business going with offering mutual funds and retirement accounts, but I don't think they have a solid margin business, but I think TD Ameritrade does, which is likely why they're making this acquisition.