[amursft]

thanks for the critical feedback and thoughts.

as another poster put it, perhaps disintermediation would be a better word to describe it. Individuals now have power to do things that they didn't before, or for much cheaper. Can see this happening in healthcare once 'big tech' is involved. It will be good for healthcare costs at least in the United States.

any suggestions to improve it? or do you think the decade will be remembered for totally different things?

[bobthepanda]

Decentralization in healthcare is basically not going to happen unless the US stops giving tax exemptions for employer-provided health insurance.