[adambowles]

PayPal[1] and TransferWise[2] already support TOTP, am I missing something?

[1] https://www.paypal.com/us/smarthelp/article/faq4057

[2] https://transferwise.com/help/12/managing-your-profile/29321...

[diveanon]

Both require that you have sms based 2fa first. I have had this conversation with both of their support departments and its a non starter.