[lancesells]

Can anyone use Plaid and then start connecting to banks? I think the product makes complete sense but it's always a little worrisome that it's seemingly easy for anyone to launch an app that connects to your bank account. From what I know in the US you're not covered by the FDIC by connecting through the API.

[capableweb]

No, seems there is steps for validating each "stage" that the created app for connecting to banks has to go through. See this screenshot: https://i.imgur.com/1w7YUnf.png