[idunno246]

I don’t see how that data is all that valuable. There’s the inherent network effect of needing to install it to send/receive money from a friend who did.

But a surprising number of people will pay for instant transfer(almost all of that 300m probably comes from this), and the debit cards they get to take in a portion of the merchant transaction fees. They’ll probably be profitable off that, with p2p as a loss leader to drive installs