[jws]

The points would have cost much more in future insurance policy premiums.

The total cost of the fix is about $250 and you get to keep your "safe driver" rate or whatever the insurance company does for point-free/accident-free drivers.

[Unseelie]

I find it interesting that the points have only been talked about in terms of the money they can cost you as a direct affect....The fact that they can make you lose your right to drive a car, and the myriad costs that carries, has been completely ignored.