[l4yao]

This already exists to an extent on the other end of the transaction. Payment processors like Stripe are too ubiquitous to not have some level of oversight.

Some bot had flagged me as suspicious, and as a result

- I couldn't take any Lyft rides, and my company only subsidizes lyft.

- I couldn't rent a car on Getaround

- I couldn't rent a scooter on Skip, one of two providers in SF at the time

My mobility was severely hampered. I almost couldn't close on my house in time because my insurer of choice at the time also used Stripe.

To add insult to injury, Stripe's customer service absolutely refused to address the issue, flat out ignoring it. They claimed the issue was on the vendor side and to follow up with the vendor directly. It was only when I left a poor review on Google did they follow up with me within 2 hours, lifting the ban. For someone unfamiliar with the idea of a "payment processor", this may have never been resolved since the company "Stripe" is never visible during the transaction.