[jasode]

>, HR and finance generally do not have visibility into individual-level claims data

I'm not debating with you but somehow, Tim Armstrong (then CEO of AOL) found out about healthcare claims for one of his employees.[1] The story isn't clear on whether the granularity of the claims data would reveal to Tim who the particular employee was. (Even if Tim didn't know the exact employee, I'm sure he could ask a few questions and/or look at employees' sick day records to figure out which employee it was. If the company pays $1 million in a health claim, that's not necessarily going to stay a secret.)

[1] https://slate.com/human-interest/2014/02/tim-armstrong-blame...