If it's a "self-insured" plan[1], your employer potentially has access to all insurance claims because they are the insurer. That's not the same as access to complete healthcare records but it's pretty telling information.
> If it's a "self-insured" plan[1], your employer potentially has access to all insurance claims because they are the insurer. That's not the same as access to complete healthcare records but it's pretty telling information.
No, companies almost never manage the claims themselves. They underwrite the plans, but managing claims is cost-prohibitive, as it's outside the core competency of most large companies.
No, companies almost never manage the claims themselves. They underwrite the plans, but managing claims is cost-prohibitive, as it's outside the core competency of most large companies.