[TuringNYC]

I see you point in theory, but as a victim of identity theft, from what I can see almost none of these are enforced punishments. From what I experienced and from what I've seen friends experience in the US: - Someone can steal money in your bank account - Sign up for an expensive phone plan and get a $1000 iPhone upfront - Use your healthcare benefits

And you basically file a police report, hardly anyone cares, and you are left with a bunch of paperwork to go fix it yourself. You get the money back eventually with plenty of paperwork.

At which point do thieves committing all sorts of punishable crimes actually get punished? In my case, the person signed up for a line of credit at Lowes, purchased 20k of construction goods, presumable all in a videotaped store and got off scott free.