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by wjnc
2415 days ago
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I agree. Thing is, most actuarial risk factors are really bad predictors individually. Combined though, they work enough for a functioning market. This would be just another factor. Don't exclude any of those license plates straight up, just ask 5 or 10% higher premiums. Some of these people will stay and pay some more, some will leave for other insurers and stop cutting into your bottom line. No such thing as a bad risk, only wrong premiums. |
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