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by compiler-guy 2417 days ago
OK then:

Outcome 1: "they use collection agents to collect YOUR money. Robinhood will recoup the 100k$"

Only if the loser has $100k. Which they probably don't. Also, this ignores collection costs against people who do.

Outcome 2: You have a lawsuit from someone dealing with the TOS.

You also forgot Outcome 3: The SEC comes calling and fines you far more than $100,000 for allowing margin to unqualified investors.