[higeyuki]

My only question is why do employers have to be responsible for healthcare?

Retirement makes sense as this is your source of income. I feel that company resources would be better spent elsewhere than on healthcare.

This would, of course, require universal healthcare or direct market healthcare. This would help new businesses thrive, especially the "mom and pop" types.

I guess I am jaded on this as my parents lost their business when I was growing up due mainly to the cost of healthcare. Not all companies have monolithic budgets.

[hindsightbias]

Well, Henry’s Ford and Kaiser were there before the govt was, and Sen. Edward Kennedy didn’t want to help Nixon with health care reform so Edgar Kaiser’s HMOs won out.

I doubt most Fortune 500 employees would support turning their company plans into some medicare-for-all. Next step would be turning Social Security over to Goldman Sachs.