[throw_m239339]

> I guess some is the key word. It makes sense to disallow charge backs for Kickstarters and such, because that whole premise is: You pay me a certain amount of money, and I'll try my best to get you something in return.

Sure but at the same time, fraud is fraud. If a project is fraudulent, then who should bear the consequences? That's not that simple. Ultimately, backers do pay Kickstarter, never the project creator directly.

[true_religion]

Right if you’ve been defrauded, there is the justice system for that. Skipping it and relying on the banks,is only an option if the banks have already predetermined the winner.