[ClintEhrlich]

Thanks for the questions. I'll make sure to expand the FAQ when I get a chance.

1. The USD that you can use to unlock USDf (forked dollars/digital gold) is limited to deposits at commercial banks and credit unions. The public does not have access to electronic base money, so it's not included.

2. The quantity of USDf you can unlock is based on your historic bank balances, as verified during a defined window in the past. New credit money created after that point in time doesn't affect those past balances. To the extent that the owners of new USD wish to acquire weight for them, they'd need to purchase USDf, increasing its value. That is sort of the whole point: if governments keep inflating their money, the "forked" version with guaranteed scarcity will gradually increase in value.

3. USDf will trade at a different value than USD. At first, a much lower value. The idea is for them to be employed in a hybrid unit of account, USDw, where 1 USDw = 1 USD + 1 USDf.

A crypto-weighted dollar (i.e., USDw) will trade at a premium over a USD, since it is a USD + cryptographic weight. Think of it like a stablecoin that also comes with Bitcoin-like inflation protection. However, it's also possible to use USDf as an independent asset, and that will be convenient in use cases where transferring USD on existing payment rails isn't practical.

[jraedisch]

I would argue that smart savers at the moment are saving in cash in a safe. They would not get any USDf, right? So USDf is for the less informed. Are you expecting them to actively go through an unlocking process? Or will their banks do it based on public demand somehow? How is demand going to happen without people using it? Why would people use it if they don't have an advantage?