[zaguios]

Employees are able to override the pin entering requirement. There is absolutely nothing you can do to stop this from happening if you happen to get targeted. (Speaking from experience)

[caleb-allen]

It is a liability to trust another party with keys to cryptocurrency with such high value.

To step out of the regulated financial system is to open oneself up to these liabilities with little recourse.

That is not to say that telecom companies should not fix this. They absolutely should.