[puranjay]

America's banking system is the best example. My clients still pay me via ACH that takes 2-3 days to clear. Meanwhile in my local market, I can send/receive money instantly for either zero or a fee capped at less than $0.10/transaction.

[kombucha11]

Seems like FedNow was created to ease some of these pain points. https://multichannelmerchant.com/blog/fednow-service-will-of...