Off-chain transactions effectively don't exist at all in terms of transaction volume, and the players who staked money on Lightning lost approximately 99.97% of that money.
I think you haven't read how Lightning Network works.
People don't need to stake money, just create a multisig transaction with a peer and having a transaction signed by the other peer to get their money back when they want to close the lightning channel. They can get extra fees for enabling transactions, though not that big amount.
People don't need to stake money, just create a multisig transaction with a peer and having a transaction signed by the other peer to get their money back when they want to close the lightning channel. They can get extra fees for enabling transactions, though not that big amount.