[wolfspider]

Excellent work and a great write-up! I’ve been implementing double blind accounting systems the past decade or so and what they teach in accounting classes is spot on there just isn’t much need for more complexity. There is the added benefit of staying PCI compliant and reconciling things the right way. Doing splits like this is hard work but I gather there are lots of powerful tools out there to help nowadays. Having worked with NACHA and Wells Fargo getting those ACHs done in one fell swoop is extremely innovative actually the system doesn’t lend itself to this very well.