[JoeAltmaier]

We all understand that insurance was invented only a few decades ago, right? Its not been some fundamental requirement for most of humanity (still isn't) for most of human history.

I get it; the family has to be protected. But if we'd never heard of insurance, we'd all be living our lives anyway, and adopt a more fatalistic approach. And preventable tragedies would occur more often.

Sometimes I think that insurance is a scam, a con game where we all surrender our money because of scare tactics and threats of unlikely events that probably never occur.