[dwild]

Why would they need to verify you when they call your phone? When I got theses calls personnaly it was a robot voice that was simply asking if a few of my transactions were done by me. It only happened twice, and I feel they make sure to include both actual transactions and a few fake ones to verify your truthfulness because in both case I had one that was clearly wrong that I never saw in my transaction log and they didn't replace my card.