[seanmcdirmid]

Hospitals already charge higher rates to those without insurance because of those payers high default rate. Collections is expensive, and they might not be able to collect anything at the end, so they price that risk into the prices.

[jki275]

Cite? Generally people without insurance are able to negotiate significantly lower bills - or the bills simply aren’t paid at all.

[seanmcdirmid]

They can negotiate afterwards if they say they can’t pay, but that also is already built into the higher non-insured price list...