[there]

black on gray95. black on white is the default xterm setup (in openbsd at least) so it's just what i've used forever, though i've recently been playing with different shades of light gray instead of white.

mutt, vim, epic, tmux, etc. are similarly styled, using color only when absolutely necessary (like flagged messages in mutt show up in red, comments in vim are a gray color)

http://i.imgur.com/6zKoK.png