Hacker News new | ask | show | jobs
by pdq 2449 days ago
Another point which needs to be brought up is insurance. If accidents are being caused by this technology, insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD.

IMO if Tesla were really confident in their summon technology, they would cover accidents with it themselves. Relying on errors with their technology to be covered by outside insurance is reckless.
3 comments
tyfon 2449 days ago
In Norway you have some insurance companies lowering the premium if you have FSD or AP since apparently it reduces accidents.

This new feature though is not available in Europe and I guess it won't be until the European manufacturers start having the same features :(

link
elipsey 2449 days ago
>> insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD.

This occurred to me as well. I have wondered if Tesla started their own insurance pool as a contingency plan to address the risk that other insurers will begin to decline coverage or price it impractically, or to show that it's possible with reasonable prices.

link
dragonwriter 2449 days ago
> If accidents are being caused by this technology, insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD.

Or exclude use of FSD from coverage.

link
new_realist 2449 days ago
It’s hard to verify Summon is in use when only Tesla has access to the data, and they’re very uncooperative when it would make them look bad.

I wouldn’t call it “FSD” except as a joke. Tesla is 15 years away from FSD.

link
dragonwriter 2449 days ago
> It’s hard to verify Summon is in use when only Tesla has access to the data

Mathematical certainty, or even criminal-style proof beyond a reasonable doubt isn't required. The insurance company writes the rule in their policy, refuses to pay if they think there is sufficient evidence that the policy allows it, and if the insured disagrees they get to sue the insurance company over it, and the case will be decided on the civil preponderance of the evidence standard.

link