[jedberg]

Number one, unless you love what you study, don't get a PhD. You'll probably never finish.

Number two, if the only reason you want a PhD is for more money, you won't make and it won't help. If you look at the earnings of people with a PhD vs. people without one (but who could have gotten one), the ones who didn't are pretty even because they have four/five years of work experience when their friends are just getting out of their PhD programs.

If you don't like doing reading and research, then you probably won't make it through the PhD. Even worse, the "interesting" work that you get to do in industry with a PhD vs. without is basically more of the same, because all of the stuff that isn't like that is just as open to people with a PhD vs without.

It sounds like the PhD really isn't for you. Get out there and go apply what you've learned thus far.