[geophile]

"More interesting life". Not for you, from the sound of it. Yes, with a PhD you could do things you wouldn't get the chance to as an MSc. But those are things that you don't seem to enjoy -- reading papers, research. Some PhDs do write software, but more often (I think) they do the research and delegate the writing of any necessary software.

You don't want to do a PhD, you don't want to do the work that a PhD does, so why do it?

An MSc who is excited about his work is going to be far more useful and happy than an unmotivated PhD.

Source: I have a CS PhD, from many years ago. Like you, I preferred creating things. I was fortunate to be able to make the transition to industry. But I also saw contemporaries, with PhDs, who wanted to make that transition, but waited too long and were then unable to.