[jaynetics]

You might want to ask yourself whether it's the fear of making the jump into working life that's holding you back. After all, academia is a lot like school, so it's what you've done all your life and you know very well what is expected of you.

I was a fairly good student and considered doing a PhD during my MA. However, I felt exactly the same way.

In the end, I tried a variety of jobs instead. Looking back, I feel like I've evaded a huge trap. Nowadays, I'd even say that dropping out after the bachelor or doing a more unrelated master might have been best for me. YMMV.