| > Saving for retirement will be also taxed heavily. There already is a public pension system, that should cover the biggest part of the pension.
Saving anything beyond public the public pension system is taxed like normal capital yields. Capital yields are taxed as 26% or the tax rate of the normal income tax, whichever is lower. > dental problems and modern procedures you must pay by yourself. Basic dental healthcare is included (biannual checkups, fillings, getting teeth pulled, ...). I don't know what you mean with modern procedures that don't get paid. Healthcare pays everything that's medically necessary and some stuff on top (e.g. the contraceptive pill is included until you're 22). > I also wouldn’t accept offer under €70k in Berlin. Of course, it’s doable with €45k, but I am not sure if it’s worth all migration effort. Fresh graduates start with €55k nowadays. That seems a bit high in my experience, especially as Berlin is one of the areas with lower pay. |
I think new graduates may make less than 55k, but salaries are going up and 70k for an offer with 2-3 years of experience isn't uncommon (although it will likely be closer to 60-65k).