[the_monocle]

Here in germany if you have a private insurance you will kinda get scammed. Cause hospitals can make more money out of you they will make all kinds of tests on you, cause private insurance will pay it. This wastes your time and doesn't actually benefit you. On the plus side, the waiting times are reduced greatly, you are basicly a high priority patient for them cause, again, you make them more money. In theory everyone could get a private insurance but in practice only very rich people, self employed and people working for the government (the latter two are not eligible for public insurance) do actually get one. I don't know anyone here complaining about healthcare, it generally works great.

[llampx]

You can get gesetzlich versichert (for example with the TK) if you are self-employed. You pay a ton, probably as much as private insurance, but you do get insured.