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by michannne 2452 days ago
A cashier's check was required as my first payment for an apartment, every payment after can be done through online. I still don't understand what the purpose of the initial payment was.
3 comments

A cashiers check is cut by the bank and not you. You pay the bank, bank writes the check, landlord gets a check they draw from the bank, not your account. It’s very hard to reverse cashiers check so the chance of it bouncing is extremely low.
A cashiers check is known good funds, online transfers aren’t.
Perhaps some form of bizarre ID verification, or the simplicity of handing that cheque back to you at the end (assuming it’s a security deposit?)