[wool_gather]

How did an 11 year old kid get "opted in" to the system in the first place?

And resolving an unfair situation by working within the absurd system without screaming about it just means that people will continue to be hurt by it.

[EpicEng]

Mistakes happen, but I obviously have no idea. You have to chose your battles. If you want to fight the credit bureaus then go for it, more power to you. Most of us, myself included, don't have the time, energy, or desire. I'd rather just take care of it and spend my time on more important matters.