[dekhn]

Are you sure you want to risk long-term credit problems because you refuse to interact with a debt collector? I don't think that's wise.

[jimktrains2]

If they're not on the debt, hence why the collector won't talk to the adults, and the debt is in the name of a 10yro, won't that disappear by the time the kid's 18 and not show up on the parents' record?

[mixmastamyk]

Good debts stop showing after ten years. Ask me how I know. Do bad debts?

[dekhn]

I'm not aware of any debt erasure that occurs when you're 18.

[toast0]

He's got 8 years to go until 18; doesn't unpaid debt fall off your credit report by then?

[dekhn]

it's complicated. also, even for a minor I'd work to eliminate invalid debt rather than wait out the statue of limitations.

[jimktrains2]

I meant I thought debt falls off your report after so many years.