[abdullahkhalids]

I am sorry this happened to you. In future, at the minimum, you should have 3 accounts.

* In bank 1, a current account, for everyday use. This should not have more money than 1-2 months of expenses.

* In bank 1, a savings account, which is your primary savings.

* In bank 2, a savings account, which has enough money for a few months of rent.

* Stash somewhere in your house, in cash, enough money for a week of outside food and transport to family/friends who can take you in, in case of you losing your primary accommodation.

This all depends on you being rich enough to afford all of this, but I imagine 30K in the bank account is rich enough. Also, as others have pointed out, you should consider investing.

[ur-whale]

> In future, at the minimum, you should have 3 accounts.

Or have no account at all and pay cash. Which is not very convenient with physical money. But becomes fairly workable with something like Bitcoin.