[slavak]

The guy is deep in debt, but chose to keep a low-paying part-time job he [presumably] likes and to default on his loans instead of seeking options that would allow him to keep his obligations. And the complaint is that the guy should be free to do what makes him happy?!

Really? Is this a location issue? Because to me that sounds like the entitled moaning of a 10 year-old. The real world does not and should not care what YOU feel like doing. People are expected to behave like adults and to uphold their obligations. It's YOUR job to figure out a way to do what you love while successfully doing that - not everyone else's.

On the other hand, please correct me if I'm missing some important issue here.